The World’s First Global, Blockchain-Powered
Small Business Financial Services Platform
The NEXXO Blockchain Technology : Powered by IBM™ Hyperledger
WHY IBM™ HYPERLEDGER
We believe that IBM™ Hyperledger blockchain technology is the right platform for servicing our targeted small business verticals. This is mainly because of the following characteristics and factors:
Decentralized computing
By using a blockchain decentralized computing (processing) platform, our servers allocate processing power across multiple servers instead of one single server. Such architecture helps our servers achieve a lower system cost, higher redundancy, and better uptime.
Distributed Data Ledger
By using a blockchain based distributed data ledger, data collected by our consumer and financial systems are redundantly stored across multiple servers instead of one single database server, thus avoiding a single point of failure.
Secured data and transaction
Blockchain is inherently encrypted and secured with every transaction block, thus improving system security and information protection, a very important requirement in financial services.
Immutable (tamper-proof) transactions
A ‘must-have’ requirement when building and operating financial applications is prohibiting any party from altering any document, transaction detail or history. Inherently, blockchain transactions are intrinsically immutable, which helps us offer highly enhanced audit tracking.
Auditable Transactions & Audit Trail
Due to immutability of data.
Smart Contract driven application platform
This feature is very important for our business, especially when dealing with electronic invoices, e-commerce transactions, loans, or card transactions.
Peer-to-Peer Infrastructure
We strongly believe that the future of small business financial services will include many peer-to-peer products; an obvious example is peer-to-peer small business lending.
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